The Introduction of the Social Security System Free Essay Example, 2500 words

This would, in turn, lower the level of unemployment rate in America. The Act was biased in the sense that, it defined employment to reflect typical white male patterns and categories. Various job categories that were not included in the Act and they included domestic service, agricultural labor, government employees, hospital employees and social workers among others. It was established that these job categories were mostly dominated by women and minority groups; thus, establishing that the Act was biased. For example, in 1940, women made up 90% of domestic laborers where two-thirds of all employed black women worked as domestic workers. This indicated that the emption created by the Act excluded nearly half of the working population in the United States. This resulted in a protest by the NAACP against the Social Security Act where they described it as a sieve with holes just big enough for the majority of Negroes to fall through. This form of discrimination was said to have resu lted from the powerful position that the Southern Democrat held on the two committees that played a major role in the creation and implementation of the Social Security Act. We will write a custom essay sample on The Introduction of the Social Security System or any topic specifically for you Only $17.96 $11.86/page

The Scarlet Letter By John Hawthorne - 1478 Words

The Scarlet Letter is a novel about Hester s punishment for committing adultery and how she and the people around her view and act as a result of that sin. The reader can view these punishments from the reaction at two distinctly different mind sets. One of these is the mindset of the Puritans. The Puritans are extremely religious and one can see that in their harsh decision making and social life with sinners. The other mindset is one of the Narrator. Unlike the puritans, the narrator views people and objects with more of a personal connection, how an object affects another object as opposed to how a object affects God. There are several symbols that show and develop this throughout the novel. One of these symbols is the symbol of the Scarlet Letter. The puritans view this as a sign of sin, as something that connects one with the devil. This opposes the narrator s view point of the scarlet A being part of Hester s identity, without it she is a different person. Pearl, Hester s daugh ter, is another symbol that divides the narrator and the puritans. The puritans view Pearl as evil, a devils child. This view differs from the Narrator s which comes from the vantage point of Pearl being an extension of Hester and how Hester would not have the will to live without Pearl. The third symbol is the forest. To the puritans the forest represents an area of evil, a location where the devil dwells. However, the Narrator looks at this ass a place of protection, a place where HesterShow MoreRelatedAnalysis Of John Hawthorne s The Scarlet Letter 855 Words   |  4 PagesHawthorne’s critique on sin, more specifically addressing sin, is clear. Throughout The Scarlet Letter, Hawthorne claims that sin should public, and subject to punishment from the public not the individual; Hawthorne clearly evidences this with his depiction of Hester’s rise under the letter, Dimmesdale’s self-inflicted decline, and Chillingworth’s revenge-based transformation. Hester’s sin, in the Scarlet Letter is great. At the beginning of the novel, she commits adultery and is publicly shunnedRead MoreThe Scarlet Letter, By Nathaniel Hawthorne And John Proctor From The Crucible By Arthur Miller1585 Words   |  7 Pagessociety. Nathaniel Hawthorne and Arthur Miller both wrote about these conflicts. Hester Prynne from The Scarlet Letter by Nathaniel Hawthorne and John Proctor from The Crucible by Arthur Miller shared the same attributes and feelings towards things that affected their reputations. Both characters from the novels lived in the Puritan colonies of Massachusetts during a time in our history that adultery was considered a mortal sin and witchcraft was punishable by death. Hester and John both had opportunitiesRead MoreThe Theme Of Guilt In The Scarlet Letter By Nathaniel Hawthorne1668 Words   |  7 PagesNathaniel Hawthorne is the author of The Scarlet Letter. Hawthorne is a anti-transcendentalist which means he writes a lot about Pu ritans in the 1600’s. John Hathorne ( Nathaniel H. great uncle ) is also an anti-transcendentalist . The book that John wrote that goes with The Scarlet Letter is The Ministers Black Veil. It as well as this novel talks about Secret sin and how the world is good and people are dark and mysterious. Nathaniels book The Scarlet Letter talks about Secret Sin , RevengeRead MoreEssay On John Hathorne878 Words   |  4 Pages   Ã‚  Ã‚   Nathaniel Hawthorne was greatly influenced by his great- great grandfather, John Hathorne, to develop the novel The Scarlet Letter.   John hathorne was involved in the persecution of several people in the Salem, Massachusetts (encyclopedia). JOHN HATHORNE AND THE SALEM WITCH TRIALS   Ã‚  Ã‚   In the year 1692, the Salem Witch Trials began and John Hathorne was chosen by Governor Sir William Phips to be a judge during the trials.   Hathorne believed that Satan had the power to pressure people into harmingRead MoreSins inThe Scarlet Letter by Nathaniel Hawthorne Essay1517 Words   |  7 Pagesâ€Å"Be true! Be true! Be true! Show freely to the world, if not your worst, yet some trait whereby the worst may be inferred† (Hawthorne). As this sentence is read in the The Scarlet Letter, the reader will realize that the main theme of the book is the sentence above. Throughout the book, secret sin damages the lives, soul, and the integrity of the main characters. However, it could have easily been evaded through open confession of their sins. Nathaniel Hawthorne’s purpose in writing this novel isRead MoreSummary Of Hester Prynne Essay1299 Words   |  6 Pagesasks a nearby man what was happening. The man tells him that Hester is being punished for having an affair with another man while her husband was away, not knowing that he was talking to Hester’s legal husband. After being led back to jail with a scarlet letter â€Å"A† sewn to her chest, Hester and her husband meet and talk with each other. Her husband, Roger Chillingworth, is now learning about medicine and provides Hester with medical care while making her promise that she will not reveal his identityRead More Scarlet Critique Essay870 Words   |  4 Pages The Scarlet Letter by Nathaniel Hawthorne was written in 1850. It was based on the Puritans of the 1600s, which were revived in Hawthornes era. Hawthorne descended from Puritan heritage and harbored a sense of guilt and hatred for their way of life. He used many themes and literary techniques in The Scarlet Letter including symbolism and irony. He emphasized the individuals role in the community and the role of women in society. Hawthorne used romanticism as opposed to the classical correctnessRead MoreThe Scarlet Letter vs. the Crucible Essay703 Words   |  3 PagesThe edgy tale of The Scarlet Letter by Nathaniel Hawthorne is comparable in many ways to Arthur Miller’s haunting play The Crucible. Both are set in Puritan New England in the 17th century and revolve around the harsh law enforcement of the time. However, The Scarlet Letter tells the story of a woman as she deals with her heavy Puritan punishment, whereas The Crucible follows hysteria as it spreads throughout an entire town. Hester Prynne, the main character of The Scarlet Letter, was found guilty forRead MoreThe Scarlet Letter By Nathaniel Hawthorne960 Words   |  4 Pages3H 13 August 2014 The novel, The Scarlet Letter, was written by the author Nathaniel Hawthorne and was published in 1850 (1). It is a story about the Puritan settlers of the Massachusetts Bay Colony, set around 1650 (2). The story is written in the third person with the narrator being the author. The common thread that runs through this novel is Hawthorne’s apparent understanding of the beliefs and culture of the Puritans in America at that time. But Hawthorne is writing about events in a societyRead MoreThe Scarlet Letter By Nathaniel Hawthorne1397 Words   |  6 Pages John Graves Professor Connie Caskey English 251: American Literature I 8 February 2016 The Scarlet Letter was written by Nathaniel Hawthorne in 1850 which is based on the time frame of the Puritans, a religious group who arrived in Massachusetts in the 1630’s. The Puritans were in a religious period that was known for the strict social norms in which lead to the intolerance of different lifestyles. Nathaniel Hawthorne uses the puritan’s strict lifestyles to relate to the universal issues among

Contractual Transaction Of Northside Developments Pty Limited

Question: Discuss about the Contractual Transaction Of Northside Developments Pty Ltd. Answer: Issue The primary issue in context of this case study is that whether the third party has the right to rely upon assumptions which can be made in relation to the internal management of the organization while getting into a contractual transaction. Rule The primary rule which is applicable in situation of making an assumption while entering into a transaction with a company has been provided via the ruling of the land mark case of The Royal British Bank v. Turquand (1856) and is famous and commonly known as the indoor management rule. The provisions of this rules signifies that the any person who gets into a dealing with a person acting on behalf of the company has the right to assume that the person has complied with all the internal regulations and requirements of the organization. However the rule cannot be applied in all circumstances and there have been many situations where the court have considered that the indoor management rule is not applicable in the provided circumstances. These cases as and the ruling and reasoning provided by the judges are as follows. One of the primary reasoning which had been provided by the court in relation to the application of the indoor management rule has been given through the case of Morris v. Kanssen (1946) AC 459. In this case taking into consideration the circumstances it had been reasoned against the applicability of the indoor management rule that the rule has been brought to existence for the purpose of addressing the issues which are faced a third party while getting into a transaction with a company but the application of the rule does not give power to a person to rely on it in an unreasonable manner. This means that in situation where a reasonable person would have the idea of making an inquiry due to the suspicion incurred by him, he has to make that inquiry and cannot merely rely upon the application of this rule. The inquiry has to be made towards the verification of the authority of the person who is purporting to act on behalf of the organization. The circumstances in which an inquiry would have been made by a reasonable person had been duly discussed in the famous case of E.B.M. Co. Ltd. v. Dominion Bank (1937) 3 All ER 555. In this case the judge ruled that an inqury has to be made by a reasonable person on the basis of the very nature of the dealing he is entering into even in circumstances where such person is in no special relationship with the company. These provisions have been also successfully discusses and applied in the case of A.L. Underwood Ltd. v. Bank of Liverpool (1924) 1 KB 775. The rule had been adjudged to be inapplicable in situation where there was an element of forgery as duly discussed in the case of Kreditbank Cassel G.m.b.H. v. Schenkers (1927) 1 KB 826. In this particular case the judge had made a ruling that the doctrine of making assumption can be applied in circumstances which have the element of irregularity which may have had an impact on the dealing otherwise in a bona fide manner and the application is strictly prohibited in situation where there is an element of forgery. Another case which such provisions were applied is the case of Ruben v Great Fingall Consolidated (1906) AC 439. However there are circumstances in which forgery cannot be utilized as a proper exception to the Indoor management rule. These have been stated through the case of Uxbridge Permanent Benefit Building Society v. Pickard (1939) 2 KB 248. Here the court had held the organization liable even where the agent had indulged into a transaction though fraud. The point which has to be however noted in relation to this case is that there was no common seal of the organization which had been used for the purpose of getting into the transaction. In situation where the very authority or power of the officer acting on behalf of the organization is subjected to the risk of being delegated under the provisions of the articles of association the indoor management rule can be applied. The reasoning had been provided by the judge in Houghton and Co. v. Nothard, Lowe and Wills (1927) 1 KB 246. It was further added to by the judge while making this ruling that the transaction entered into by the organization would be binding on a the company even in situation where the officer has acted beyond the authority provided to him until the third party had the knowledge of such authority being exceeded or no authority existing or having a reason to make further inquiry. The indoor management rule had been held to be subjected under the principles of the law of agency as ruled in the case of Crabtree-Vickers Pty. Ltd. v. Australian Direct Mail Advertising and Addressing Co. Pty. Ltd. (1975) 133 CLR 72, in addition the applicability of the rule depends upon the ostensible or actual authority of a person who purports to act on the companys behalf. The transaction in relation to this case had been held as not binding the organization if it has been prohibited by the constitution. Although the case did not make a ruling in relation to transaction involving the use of the common seal these provisions are no longer applicable as per section 124 of the Corporation Act. Where any director or officer of the organization has been found to negligent in relation to their duties they cannot uses such negligence as a shield to evade the application of the indoor management rule. This reasoning in favor of the application of the rule had been given by Bank of Ireland v. Evans' Trustees (1855) 5 HLC 389 (10 ER 950). In this case the secretary had committed fraud to enter into a dealing to by using the common seal of the company. He got access to the seal due to the negligence of the director. The court held that the dealing is binding on the company. Application The issues in relation to the case have already been identified which is the application of the indoor management rule. The above discussed rules suggest the situation in which the indoor management rule can be applied and disregarded. These rules have to be applied to the facts of the case in order to come to an reasoned conclusion. In this case the registrar general had allowed a mortgage in relation to a transaction which has not been entered into by the organization (NORTHSIDE DEVELOPMENTS PTY. LTD) in a proper manner. The transaction has been approved by a person who purported to act as the company secretary of the company but in reality he was not. In this situation there was alleged knowledge on the part of the director that there was some kind of discrepancy in relation to the authority of the company secretary. As per the indoor management rule it can be stated that the third party who is the registrar has the right to make an assumption with respect to the transaction that the person acting on behalf of the company has complied with all requirements in relation to internal management of the organization. the person is deemed to have authority in the given situation by the third party as per the --- case. However there are various exceptions to this rule, these exceptions thus have to be applied in the given facts of the case. The first exception which is going to be applicable is Morris v. Kanssen. Here the primary reason for the non applicability of the indoor management rule was that where a reasonable person would have the idea of making an inquiry due to the suspicion incurred by him, he has to make that inquiry and cannot merely rely upon the application of this rule. The inquiry has to be made towards the verification of the authority of the person who is purporting to act on behalf of the organization. in this situation the transaction has been approved by a person who purported to act as the company secretary of the company but in reality he was not. In this situation there was alleged knowledge on the part of the director that there was some kind of discrepancy in relation to the authority of the company secretary. Thus it was the duty of the registrar general to make an add itional inquiry in relation to the authority of the company secretary which was actually not done in this case. Further it can be stated that the registrar general attempted to rely on the rule in an unreasonable manner and thus the application of the rule in the given situation would not be fair. Through the application of the principles which have been stated above in the case of Kreditbank Cassel G.m.b.H. v. Schenkers it can be determined that the rule cannot further be applied. This is because the assumption which had been made by the respondent in this situation was not carried out in good faith. In addition through the application of Ruben v Great Fingall Consolidated where it had been stated that doctrine of making assumption can be applied in circumstances which have the element of irregularity which may have had an impact on the dealing otherwise in a bona fide manner and the application is strictly prohibited in situation where there is an element of forgery, it is evident that the application of the indoor management rule should not be done in this case. There was clear evidence which was present in this case which suggested that there was an attempt to appoint the son of the director in the position of the company secretary of the company. The person was thus actually not the company secretary of the company when the dealing had actually been entered upon into. Thus the court will be correct in relation to the findings that the dealing has not been properly conducted in terms of execution of the documents and thus is invalid. In addition a reasonable person who had the knowledge about such situation in the position of the respondent would have taken addition measures to verify or make inquiries in relation to the authority of the company secretary. Conclusion Thus in the given situation it can be evidently concluded through the application of the above discussed rules that the application of the indoor management rule in this case to protect the respondent should not be done. References A.L. Underwood Ltd. v. Bank of Liverpool (1924) 1 KB 775 Bank of Ireland v. Evans' Trustees (1855) 5 HLC 389 (10 ER 950) E.B.M. Co. Ltd. v. Dominion Bank (1937) 3 All ER 555, Kreditbank Cassel G.m.b.H. v. Schenkers (1927) 1 KB 826. Morris v. Kanssen (1946) AC 459 Rolled Steel Ltd. v. British Steel Corporation (1986) Ch 246 Ruben v Great Fingall Consolidated (1906) AC 439 The Royal British Bank v. Turquand (1856) 6 El. and Bl. 327 (119 ER 886).

Reconstruction Success or Failure Essay Example For Students

Reconstruction: Success or Failure? Essay February 25, 2004 U.S. History Period 4 After the Civil War the United States was at a difficult point in its history. There were many controversial issues that were yet to be resolved, and many people with a number of different opinions on how things should be settled. Due to this, the nation was forced into a period of reconstruction to help shape the country as a whole, and work to settle problems that remained unresolved. The Reconstruction Period following the Civil War was overall a success. By the end of this time, the country was reunited and moving rapidly towards industrialization. Individual freedoms and equal treatment before the law was set for all Americans. Although, like anything else, it had both positive and negative effects, however the positive aspects out shined the negative. The Civil War was fought to free slaves, and to help them redeem their independence. However, by the end of this struggle there was a distinct line between whites, and blacks. Reconstruction was called upon to aid the country in deafening that lone and uniting the nation as a whole, and not separate sections. At this time many conflicts were in need to be resolved. For example, because slaves had never known the feeling of freedom before they had no where to go or work, it was almost over whelming. Segregation and racism also came into action. During this time many of those issues were touched upon in positive ways. The thirteenth, fourteenth, and fifteenth Amendments were all added to the Constitution for the benefit of this country. The thirteenth Amendment, which was perhaps the most important, assured freedom to all African Americans, Native Americans and many other various races of people by banning slavery. The fourteenth Amendment provided a constitutional basis for the civil rights act, making all persons born or naturalized in the United States. The fifteenth Amendment was added to the constitution, stating that no one could kept form voting due to their race, color, or previous condition of servitude. These constitutional changes had a very positive effect on the United States in the long run. They assisted a large portion of the nation and helped people get up on their feet, and start their lives over again. Although overall reconstruction was a very good thing it also had negative effects. Three things that stand out as the leaders were struggling to rebuild this nation include, the Klu Klux Klan, Black codes, and Jim Crow laws. The Klu Klux Klan basically defined racism. It was a group of people strictly against blacks, who publicly displayed their hatred towards them. Black codes were another negative outcome; they were a series of laws that tightly restricted blacks from many things such as, carrying weapons and traveling with out a permit. These laws went hand in hand with the Jim Crow laws, which also restricted blacks from various things. The Jim Crow laws were designed to separate blacks and white in public places, magnifying segregation. It considered things separate but equal when in reality it was only separate and in many ways far from equal. Although, as previously stated, there were a number of negative effects from Reconstruction, there were also many positive things that came from it. The constitution was amended freeing blacks, and although it took time before they were freed to full extent, with out reconstruction they would not have been free at all. .

The only thing you have to do in this world free essay sample

My father once told me, The only thing you have to do in this world is die and pay taxes. Thoreau didnt pay his for 6 years and was placed in jail for a period of one night and even then he believed that he was freer than the townsmen. My professor and I spoke about Thoreaus essay, Resistance to Civil Government, that he wrote in his over night stay in jail and came to the conclusion that we have a disagreement on a few items. My professor disagrees with Thoreau for based on what we have talked about and read he believes that the goal of a good government are the most basic and fundamental principles that help the country. If a country does not have these there is no control or laws on which one may need to follow in order to have a successful government. Our legal system was made so that we could enforce change. We will write a custom essay sample on The only thing you have to do in this world or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page If we choose to to ignore this there is no progress in government. I have only a few agreements in Thoreaus essay and that is on his refusal on paying the church and his opinion on voting. I agreed with Thoreau in the matter of not paying taxes and that is only because he refused to pay the church that he did not even attend, but they demanded a payment. I wouldnt want to be paying for something, or in this case someplace, that I do not use or go to. In both cases of paying the church and the six years of poll taxes in which he refused to pay someone else did for him. I disagree with this person(s) who did this for him for I believe that one should pay for their bills and when they do not they go to collections or in this case jail and stay there until it is paid. For Thoreaus opinion on voting he states, Even voting for the right is doing nothing for it.(Thoreau 12) Thoreau saw voting as a gamble. He also saw it as whether the majority will be right or wrong. When I use to vote, I assumed that I was voting for the right person based on what was told to me and presented to me given the circumstances and available options, but I also accept that who I saw as wrong might be in office only because the majority voted that way. I believed that when voting I could choose the best from the worst. As Thoreau has stated, They take too much time, and a mans life will be gone (Thoreau 20), meaning voting is slow and often ineffective to bring about change for there may be little left to be changed. In the film, Do Not Resist by Director Craig Atkinson, a city council meeting on August 12, 2013 was filmed in Concord, New Hampshire on the voting and purchasing of a Bearcat. The citizens of Concord made statements to the City Council that purchasing a Bearcat was not necessary or even needed there. One citizen even said, So the idea that we should have that just because its free money. Its not free money. Its all of our money and its more then just all of our money. Its debt. And debt is a form of slavery. The more this country goes into debt. The heavier the chains on all of us. (16:14-54) Heavy huh? Makes you think about when someone in politics says its free why not get it. I go into question mode. Where did the money come from then? Is it a fund put in by others? Did you put on a fundraiser to get these items that you are stating are free but then find out its federal government money and then a light bulb goes on and its not longer free money cause its tax money that we as hard working citizens put into and so WE are buying this so-called free Bearcat. Both of us agree that there is a need to reform the government and the means of accomplishing it is Both of us want a better government and to do so one must talk instead of just letting it happen. If a law is broken, a person must accept the consequences, which may be the penalty of jail time.

Fruit Juices essays

Fruit Juices essays Children and the Intake of Fruit Juice A recent controversy that is still semi-continuing is whether or not fruit juice consumption has a negative effect on growing children. There are always two sides to every story. The kind of juice being referred to is only 100% juice. Other juice drinks are being mistaken for fruit juice. For example, fruit drinks, such as sport drinks, or less than 100% juice drinks. Fruit juice does have its positives. When consuming 100% fruit juice, children are taking in several important nutrients such as ascorbic acid, folate and potassium (3). A negative to fruit juice is that is high in sugars/carbohydrates. Back in 1997 a study was done between the correlation of fruit juice consumption and childhood obesity and short stature. The study publicized their results that fruit juice did have a relationship to obesity in children and height. It was then suggested for parents to limit the intake of juices for their children. One of the methods they said to control fruit juice consumption was to dilute the juice with water when being served to children (3). This study did not take into effect what the children were eating as well as drinking. They could have absorbed two different types of children to help formulate their opinion. The first type of child could have been a child that consumed a mass of amount of fruit juice and because of the high caloric intake, might have lead to a slight increase in weight, especially if the child was not active. The other child could have been consuming fruit juice as well as eating foods high in fat with the juice. Both of these situations could make it appear that fruit juice could have a relationship to childhood obesity when not taking into consideration the food intake of the child. Childhood obesity could be the result of many factors. The study did not realize that because children do like the sweet taste in juice that as the fruit juice intake ...

Marketing Research ( Slumber Party Kit ) Essay Example | Topics and Well Written Essays - 500 words

Marketing Research ( Slumber Party Kit ) - Essay Example This plan would help Pillow Fight Night, the slumber party kit provider to employ its market research effectively. Methods and Procedures ‘Pillow Fight Night’ sells slumber party kits and it offers a wide range of benefits to its customers. Since there are a large number of websites that offer slumber party kits to its customers, Pillow Fight Night will have to analyze recent trends in market for its further expansion. In order to identify the threats and opportunities for Pillow Fight Night in market, the company may use several methods in its market study. Firstly, the company can make use of online survey methods in the form of Google advertisements programs, which should be published on some popular sites so that the company may collect feedback from those who click on the advertisements. In the advertisements, there must have a column provided for knowing customer requirements. According to Christ (2009), it is suggestible for the company to organize some TV program s or road shows as an advertisement strategy which would assist the firm to publicize various packages. In such programs, the company should try to familiarize its products and services. The website mainly markets a few packages; hence they need to examine whether these kits satisfy their customers at the anticipated level.

ARTICLE BRIEF Essay Example | Topics and Well Written Essays - 250 words

ARTICLE BRIEF - Essay Example v. Commissioner, 350 U.S. 46 (1955). According to the ruling, capital assets include the property held by the taxpayer but does not include goods in trade or assets held by the taxpayer for the primary purpose of resale. It is, therefore, viable to conclude that Haig Simmons did not incur a loss on capital and hence the loss is categorized as ordinary. The Supreme Court held the verdict of the Court of Appeals and the Tax Court that the petitioner’s future business transactions are designed to caution its manufacturing business against the price increase that would reduce the profit margin. In this case, Anderson (2001) declares that the loss emanating from such transactions should be included as an income when determining the tax payable. Similar ruling was made on March 7, 1988 in the case Arkansas Best Corp. v. Commissioner, 485 U.S. 212 (1988). In the case, the court noted that future transaction had a consistent trend of giving rise to huge gains that went untaxed. The court therefore held that the petitioner should be slapped with a tax burden with the future loss as part of taxable income. In conclusion, losses emanating from future contracts form a part of the loss on inventory and hence the amount in the transaction should be incorporated as an income to the enterprise but not as a loss on

Legacy Business Project Essay Example | Topics and Well Written Essays - 500 words

Legacy Business Project - Essay Example Completing legacy business project on Cliff’s hardware instilled in me clear knowledge about systems and agency or stewardship surrounding family businesses. Completing the project made me realize the family business system is comprised of three mutually dependent and overlapping groups, which include the family, business and ownership. The overlap creates numerous groups within the family business with varying opinions, interests and objectives. Besides family owners, there are family members, family employees, family owner-employees, non-family owner employees as well as non-family employees. For example, we found out that Cliff’s hardware family business is managed by the family members including Martha Asten and Terry Asten Bennett, who has been Cliff’s Variety manager since the 1990s. There are also employees, who are not part of the Asten family. Based on the research, it was clear that the probability of a family business transitioning successfully from the first to the second generation is usually slim and grows slimmer as the business progresses to successive generations. Like in every business, family business is not immune to the issues of stewardship of agency. The interest of the family business must be protected because the overlapping groups with varying interest and opinions try to push for their own ends. A healthy family system is usually advantageous to the family business while a broken family system will negatively impact the health of the family business. Trust is often a critical ownership tool in family businesses. Holding regular meetings is crucial for the growth and survival of legacy businesses because it creates a platform for discussions beyond the confines of boardrooms. For example, in our project during our attempts to reach Martha, a second-generation member of the family business, we were told by Frank, an employee at Cliff’s that Martha and other family

Obesity is a long-term complex condition

Obesity is a long-term complex condition Obesity is a long-term complex condition which has become a worry for many people in our culture nowadays and it is important to obtain and realizing of what obesity is. According to Wlardlow (Journal of the Hela, 2000, vol. 7) obesity is defined as a condition characterized by excess body fat and also defined as being 20% above the average weight. Generally increase consumption of foods high in fats and sugars may lead to obesity. According to research, we all have and require fat tissue in our bodies. When there is too much body fat, the result is obesity (The World Book Multimedia Encyclopedia CD-ROM, 1996). Classification of obesity is commonly based on Body Mass Index (BMI) which adjusts body weight for height is associated with the total body fat content in adults. A BMI of 25-29.9 is classified as overweight while a BMI of 30 or greater is considered obese. The energy needed by the human body is divided into two. Primary energy is needed by the human body for non-voluntary act ivities, such as heart rate, breathing, bowel movements, and others and secondary energy activity and movement is caused by human use during the day walking, swimming and movement in general. The World Health Organization, the National Institute of Health. Its over- all prevalence has increased by 33% in the last decade (Merck, 2003, pp. 685-687). Researchers have found that obesity is directly related to an increase in the mortality rate (Journal of American Medical Assoc., 2003, vol. 289, 2, pp.187-193). Obesity tends to run throughout ones life, meaning that its presence at any age will increase the risk of the condition at later ages. This paper discussed the causes and effects of obesity.  Obesity can contribute to many adverse health outcomes which increase ones risk of developing high blood pressure, diabetes, heart diseases, stroke, gallbladder disease, cancers, pulmonary disease, bone joint disorders and early death( Rosemary., para.2 ).Each plays an important role so many people are overweight or obese nowadays because of many factors that influence being obese or overweight which include behavior, environment , eating habits and lifestyle changes all plays an significant role in obesity. According to the American Medical Association, being obese means that 30% of your ideal body weight is constituted by fat (Atkinson, 1999). Obesity is the worlds biggest health epidemic at the moment! Preventing obesity is one of the main steps that we need to focus on. Causes of Obesity To begin with, there are many causes that lead people to become obese. First of all, many people get obese because of heredity. For example, if the person has a strong family history of obesity, he will have the tendency to be obese more than the other people with no family history. Some people are prone to gain weight and store fat due to increase in genetic. Although not everyone with this tendency will become obese, some persons without genetic tendency do become obese. This is due to our genes that decides the level of metabolism. Wardlaw, Insel and Seyler suggest that genetic background accounts for about 70% of weight differences between people. The genetic and hormonal problems lead people to get higher weight than they should as it tends to run in families. The sedentary life style of some people also plays a role in being obese. Technology has made labor and timesaving products such as, cars, computers and TVs with remote controls devices reduces  the overall amount of energy used in their daily lives (NIDDK, 2001). Employers do not give efforts for the physical activities and most hold jobs that involve minimal physical labor especially at work places. If people do not practice enough exercise due to the use of cars instead of walking. For example, lack of movement due to demand for watching TV and playing video games rather than engaged in playing different sports. Besides, eating habits include the spreading of the fast food which contain high amount of fat and calories and changing environment has widened food options and eating habits. for example, Shelves in the supermarkets are stocked with a greater selection of foods, soft drinks, fast food restaurants and pre-packaged foods are more accessible today. Although such foods are fast and convenient they tend to be very high in fat and calories contributing to an excess caloric intake, causing weight gain (National Institute of Digestive, Diabetes and Kidney Disease, 2001). So people are not aware of the quality and quantity of the food, they will certainly end up in raising their weight. The psychological condition has great influences on some people to become obese especially those who suffer from certain emotional or stress problems, because their feelings influence their eating habits, causing them to overeat.

Ah, Wilderness - Significance of the plays title Essay -- Ah Wildern

Ah, Wilderness - Significance of the play's title The title of the play, Ah, Wilderness, by Eugene O'Neill, plays a significant role in the understanding of the play. The "wilderness" is used as a metaphor for the period in a male's life when he is no longer a boy, but not yet a man. This play tells the story of the coming-of-age of Richard, and the evolution he undergoes while becoming a man. The "wilderness" used in the title is a metaphor for the years between childhood and manhood. Life, for a man, is like the woods. When one is a boy, he is in a clearing. Everything told by adults is taken as truth, and because of this trust the truth is clear. As one enters the in-between years, the truth is no longer as clear. The developing mind begins to question the notions held by those in control, parents in particular. This period is like a wilderness one must wander through. When one exits the woods, things once again become clear. One no longer feels the need to wander aimlessly through the darkness, and one usually returns to the truths instilled by parents. Richard begins the play as a boy on the verge of manhood. A studious youth, just beginning to sow the seeds of rebellion, he at first feels no need to rebel against things close at hand. This soon changes with a visit to his father from Richard's girlfriend's father. Richard has been sending poetry to Muriel, his girlfriend, and her father sees the subject matter of this poetry as inappropriate. Unbeknownst to Richard, Muriel has been coerced into writing a letter to him breaking off the relationship. Richard feels so heartbroken he rebels against everything. This moment is the point in which Richard enters the "wilderness." The perfect opportunity to prov... ...uneasy side glances, and steels himself for what is coming." Richard has come back around to his prior ways of thinking. He now states "(His head down humbly.) I know I was a darned fool" (844). Richard, in the course of the play, makes the transition from boyhood to manhood. As with most young men, Richard enters the "wilderness", a metaphor for the stage of rebellion, and exits with no lasting scars. Richard's father, like most parents, realizes that Richard has walked out of the wilderness and states, " . . . I don't think we'll ever have to worry about his being safe--from himself--again. And I guess no matter what life will do to him, he can take care of it now" (845). This statement shows the necessity of the wilderness to the evolution of man, and the importance of a father's understanding during this important stage of development. Ah, Wilderness - Significance of the play's title Essay -- Ah Wildern Ah, Wilderness - Significance of the play's title The title of the play, Ah, Wilderness, by Eugene O'Neill, plays a significant role in the understanding of the play. The "wilderness" is used as a metaphor for the period in a male's life when he is no longer a boy, but not yet a man. This play tells the story of the coming-of-age of Richard, and the evolution he undergoes while becoming a man. The "wilderness" used in the title is a metaphor for the years between childhood and manhood. Life, for a man, is like the woods. When one is a boy, he is in a clearing. Everything told by adults is taken as truth, and because of this trust the truth is clear. As one enters the in-between years, the truth is no longer as clear. The developing mind begins to question the notions held by those in control, parents in particular. This period is like a wilderness one must wander through. When one exits the woods, things once again become clear. One no longer feels the need to wander aimlessly through the darkness, and one usually returns to the truths instilled by parents. Richard begins the play as a boy on the verge of manhood. A studious youth, just beginning to sow the seeds of rebellion, he at first feels no need to rebel against things close at hand. This soon changes with a visit to his father from Richard's girlfriend's father. Richard has been sending poetry to Muriel, his girlfriend, and her father sees the subject matter of this poetry as inappropriate. Unbeknownst to Richard, Muriel has been coerced into writing a letter to him breaking off the relationship. Richard feels so heartbroken he rebels against everything. This moment is the point in which Richard enters the "wilderness." The perfect opportunity to prov... ...uneasy side glances, and steels himself for what is coming." Richard has come back around to his prior ways of thinking. He now states "(His head down humbly.) I know I was a darned fool" (844). Richard, in the course of the play, makes the transition from boyhood to manhood. As with most young men, Richard enters the "wilderness", a metaphor for the stage of rebellion, and exits with no lasting scars. Richard's father, like most parents, realizes that Richard has walked out of the wilderness and states, " . . . I don't think we'll ever have to worry about his being safe--from himself--again. And I guess no matter what life will do to him, he can take care of it now" (845). This statement shows the necessity of the wilderness to the evolution of man, and the importance of a father's understanding during this important stage of development.

Skoog Solution of Chapter 15

Crouch Principles of Instrumental Analysis, 6th ed. Chapter 15 Instructor’s Manual CHAPTER 15 15-1. In a fluorescence emission spectrum, the excitation wavelength is held constant and the emission intensity is measured as a function of the emission wavelength. In an excitation spectrum, the emission is measured at one wavelength while the excitation wavelengths are scanned. The excitation spectrum closely resembles an absorption spectrum since the emission intensity is usually proportional to the absorbance of the molecule. 15-2. a) Fluorescence is the process in which a molecule, excited by the absorption of radiation, emits a photon while undergoing a transition from an excited singlet electronic state to a lower state of the same spin multiplicity (e. g. , a singlet > singlet transition).Phosphorescence is the process in which a molecule, excited by the absorption of radiation, emits a photon while undergoing a transition from an excited triplet state to a lower state of a different spin multiplicity (e. g. , a triplet > singlet transition). (c) Resonance fluorescence is observed when an excited species emits radiation of he same frequency at used to cause the excitation. (d) A singlet state is one in which the spins of the electrons of an atom or molecule are all paired so there is no net spin angular momentum (e) A triplet state is one in which the spins of the electrons of an atom or molecule are unpaired so that their spin angular moments add to give a net non-zero moment. (f) Vibrational relaxation is the process by which a molecule loses its excess vibrational energy without emitting radiation. 1 Principles of Instrumental Analysis, 6th ed. (g) Chapter 15Internal conversion is the intermolecular process in which a molecule crosses to a lower electronic state with emitting radiation. (h) External conversion is a radiationless process in which a molecule loses electronic energy while transferring that energy to the solvent or another solute. (i) I ntersystem crossing is the process in which a molecule in one spin state changes to another spin state with nearly the same total energy (e. g. , singlet > triplet). (j) Predissociation occurs when a molecule changes from a higher electronic state to n upper vibrational level of a lower electronic state in which the vibrational energy is great enough to rupture the bond. (k) Dissociation occurs when radiation promotes a molecule directly to a state with sufficient vibrational energy for a bond to break. (l) Quantum yield is the fraction of excited molecules undergoing the process of interest. For example, the quantum yield of fluorescence is the fraction of molecules which have absorbed radiation that fluoresce.Chemiluminescence is a process by which radiation is produced as a result of a chemical reaction. 5-3. For spectrofluorometry, the analytical signal F is proportional to the source intensity P0 and the transducer sensitivity. In spectrophotometry, the absorbance A is proporti onal to the ratio of P0 to P. Increasing P0 or the transducer sensitivity to P0 produces a corresponding increase in P or the sensitivity to P. Thus the ratio does not change. As a result, the sensitivity of fluorescence can be increased by increasing P0 or transducer sensitivity, but the that of absorbance does not change. 2 Principles of Instrumental Analysis, 6th ed. Chapter 15 5-4. (a) Fluorescein because of its greater structural rigidity due to the bridging –O– groups. (b) o,o’-Dihdroxyazobenzene because the –N=N– group provides rigidity that is absent in the –NH–NH– group. 15-5. Compounds that fluoresce have structures that slow the rate of nonradiative relaxation to the point where there is time for fluorescence to occur. Compounds that do not fluoresce have structures that permit rapid relaxation by nonradiative processes. 15-6. The triplet state has a long lifetime and is very susceptible to collisional deactivation.T hus, most phosphorescence measurements are made at low temperature in a rigid matrix or in solutions containing micelles or cyclodextrin molecules. Also, electronic methods must be used to discriminate phosphorescence from fluorescence. Not as many molecules give good phosphorescence signals as fluorescence signals. As a result, the experimental requirements to measure phosphorescence are more difficult than those to measure fluorescence and the applications are not as large.3 Principles of Instrumental Analysis, 6th ed. 15-7. Chapter 15 4 Principles of Instrumental Analysis, 6th ed. 5-8. Chapter 15 15-9. Q = quinine ppm Q in diluted sample = 100 ppm ? 245 = 196 125 mass Q = 196 mg Q 500 mL ? 100 mL ? = 490 mg Q 10 mL solution 20 mL 3 5 Principles of Instrumental Analysis, 6th ed. 15-10. cQ = A1csVs (448)(50 ppm)(10. 0 mL) = = 145. 45 ppm ( A2 ? A1 )VQ ( 525 ? 448) (20. 0 mL) Chapter 15 145. 45 ppm ? 1 mg quinine 1 g solution ? ? 1000 mL = 145. 45 mg quinine 3 1 mL 1 ? 10 g solution 0. 225 g Q ? 100% = 3. 43% 4. 236 g tablet 15-11. Assume that the luminescent intensity L is proportional to cx, the concentration of iron in the original sample.Then, L1 = kcxVx / Vt where Vx and Vt are the volume of sample and of the final solution, and k is a proportionality constant. For the solution after addition of Vs mL of a standard of concentration cs, the luminescence L2 is L2 = kcxVx / Vt + kcsVs / Vt Dividing the second equation by the first yields, after rearrangement, cx = L1csVs (14. 3)(3. 58 ? 10? 5 )(1. 00) = = 1. 35 ? 10? 5 M ( L2 ? L1 )Vx (33. 3 ? 14. 3)(2. 00) 15-12. Assume that the luminescence intensity L is proportional to the partial pressure of S* . 2 We may then write L = k[S* ] 2 and K = S* ][H 2 O]4 2 [SO 2 ]2 [H 2 ]4 where the bracketed terms are all partial pressures and k and K are constants.The two equations can be combined to give after rearrangement 6 Principles of Instrumental Analysis, 6th ed. Chapter 15 [SO 2 ] = [H 2 O]2 [H 2 ]2 L kK In a hydr ogen-rich flame, the pressure of H2O and H2 should be more or less constant. Thus, [SO 2 ] = k ? L where k? = 1 kK 15-13. The fluorescent center is the rigid quinoline ring, which is rich in ? electrons. 15-14. From Equation 15-7, we can write F = 2. 303 ? f K bcP0 = 2. 303 ? K cP0 ? 0 Dividing both sides by the lifetime ? yields F = 2. 303K bcP0 ? ?0 Since K? , ? , b, ? 0 and P0 are constants, we can write F ? = Kc where K is a compilation of all the constants in the previous equation. 7 Principles of Instrumental Analysis, 6th ed. 15-15. (a) Chapter 15 (b) (c) The corrected fluorescence Fcorr would be Fcorr = F? 0/? , where F is the observed fluorescence, ? 0 is the lifetime for [Cl–] = 0. 00, and ? is the observed lifetime. The results are in the spreadsheet. 8 Principles of Instrumental Analysis, 6th ed. Chapter 15 9

Pacing in Writing 10 Powerful Ways to Keep Readers Hooked

Pacing in Writing 10 Powerful Ways to Keep Readers Hooked Pacing in Writing: 10 Powerful Ways to Keep Readers Hooked If you’ve ever bitten your nails in expectation while reading a novel - or struggled to focus on a particularly long passage of a book - then you already have firsthand experience when it comes to learning how readers can be affected by the pacing in writing. Pacing refers to the speed at which the action takes place. It’s a vital part of your story, and it takes time and careful consideration to get just right. What is pacing and why is it important? Learn the answer here Why exactly is pacing important?Think all you need is a compelling character to hook readers? Well†¦ you need a bit more than just that. Wonderfully drawn characters can’t keep your readers interested forever - even a book featuring beloved characters like Indiana Jones, Harry Potter, or Elizabeth Bennet would be a slog if the first fifty pages described them slowly going about their daily activities.That's where pacing steps in. Pacing affects the mood of your story, helps develop ideas and themes, and allows your readers to connect to the characters and the events that surround them.While it might be easy to think that a fast pace will be most effective, the truth is that it depends on the story you’re telling. While thrillers tend to be quick and action-packed, romances and other character-driven stories sometimes work best when they take their time.To see what "fast-paced" means, check out these 23 psychological thrillers that will make your head spin.That sai d, the most important thing to keep in mind when you're outlining your novel and thinking about pacing is balance. A single story can’t (and shouldn’t) be all fast or all slow. Instead, there should be a trade-off between the two. This provides variety, makes the story interesting, and keeps the readers hooked.Think about it as music: it’s the highs and lows combined that makes a song appealing to the ear. If it was made up of a single, flat note, it would be pretty boring, wouldn’t it?What techniques have you used to change the pacing of your story? Let us know in the comments below!

Deferred Compensation

Deferred Compensation Deferred compensation plans are arrangements by which a part of an employee’s compensation is paid at a later date, or put into investment instruments that the employee can only access at some point in the future Benefits and Hazards of Deferred Compensation There is a large variety of deferred compensation plans, arrangements by which a part of an employee’s compensation is paid at a later date, or put into investment instruments that the employee can only access at some point in the future. There are two basic reasons for deferred compensation. From the employee’s point of view, it reduces  or at least postpones his income tax liability. For employers, deferred compensation helps to manage payroll costs and can be used as an incentive for better employee performance. Types of Deferred Compensation The most common type of deferred compensation plan is the â€Å"defined contribution plan†: A  portion of the employee’s pay is deducted and invested on his behalf, usually in some form of mutual fund.   These are familiar to workers in the US as the â€Å"401(k)†, named after the section of Internal Revenue Code that pertains to them. The deferment from the employee’s salary is made before income taxes are withheld, which is a benefit to both employees and the employer. Employees do not pay taxes on their investments until they withdraw them sometime in the future, and employers are able to reduce the amount of withheld taxes they must remit to the government. Many employers also match all or part of the employee’s contribution, providing an extra incentive for employees to participate in the program; this helps to reduce the company’s transactions costs for maintaining the investment package. In the US, 401(k) programs have the added security of being protected by law from creditors in case of the company’s bankruptcy, although the value of the employees’ investments can fluctuate; in the wake of the 2008 financial crisis, millions of US workers saw the value of their 401(k) savings drop as stock markets plummeted. Other kinds of deferred compensation packages not covered by the same regulations as 401(k) programs are more risky, although they generally offer higher returns. Non-401(k) programs are generally only offered to the highest-earning employees who also pay the highest rates of income tax. The main reason for these kinds of programs is that there are legal limits on the amount of money that can be deferred into a 401(k). The main risk is that there is much less regulation of non-401(k) programs, and they are not protected from bankruptcy. Many workers in the US discovered they had lost their investments in the wake of the financial crisis when their employers declared bankruptcy. Read also:  Financial Rewards  |  Money Makes the World Go Around Stock purchase plans and stock option plans are also common forms of deferred compensation: In a stock purchase plan, the company establishes a trust to receive employee contributions, which are converted to shares of the company’s stock.   Stock purchase plans are regulated in much the same manner as 401(k) programs, the only real difference being that instead of contributions being invested in an array of mutual funds, they are only reinvested in the company. The plan is popular with employers and employees alike; for employers, the stock purchase program is reflected in better cash flow and tax savings and is seen as a useful tool to increase employee productivity. Employees benefit by gaining an ownership stake in the company, and some small degree of control over the growth in value of their investments. Stock option plans differ in that the employee is not actually compensated in the form of stock, but â€Å"earns† options to purchase the company’s stock at a low fixed price in the future.   A stock option plan has most of the same benefits as a stock purchase plan  but allows the company to keep control over its shares for a longer period. Employees in rapidly-growing companies benefit the most from stock option plans; a well-known recent example is Facebook, which launched a highly-publicized – and unintentionally controversial – IPO in 2012. Facebook employees who had exercised their options prior to the IPO were able to profit handsomely from the high price Facebook shares fetched in the market, but their returns were reduced somewhat by a condition that they hold their shares for a time before selling them; Facebook’s share price dropped rapidly after the IPO, so employees who waited too long to sell shares saw very little profit, or even lost money in some cases. Another less well-known version of a stock-based deferred compensation plan is called the â€Å"phantom† stock plan: It provides employees benefits similar to those they would receive from owning company stock, without actually giving stock to the employees.   For example, employees might be compensated in â€Å"stock credits† equivalent to shares of stock, from which they can receive bonus payments based on the stock’s performance or dividends paid. Because phantom stock plans are hard to regulate and do not provide many benefits to employers as conventional purchase or option plans. What Should  Employees Look for in Deferred Compensation Plans? Because deferred compensation programs are based on investments that can lose as well as gain value, employees considering a compensation offer should make sure they understand the details of the deferred compensation package. 401(k) programs are the most highly-regulated and most secure  but vary in the specific funds or investment instruments they contain. In the 2008 financial crisis, many 401(k) holders watched their investments vanish  because a large number of 401(k) funds were heavily invested in popular but ultimately worthless mortgage-backed securities. For stock-based deferred compensation plans, the biggest issue is what part of the employee’s compensation the plan is supposed to represent since it is very difficult to quantify the future value of stock. Employees should ask for details about whether a certain level of returns or other incentives is guaranteed, and what limits are imposed on stock purchases or sales. Compensation is compensation, whether deferred or not, and it is up to an  employee  to decide whether or not what he can expect to earn, in whatever form he will receive it, is a fair exchange for his work.

The Theme Of Fame In Ex-Basketball Player By John Updike Essay

The Theme Of Fame In Ex-Basketball Player By John Updike - Essay Example Pearl Avenue in the poem symbolically represents the road to success, which is, according to the author, a hard one to follow. It has many â€Å"bends† and it â€Å"stops† and â€Å"cuts off† in many places, thus making it a difficult path to traverse. Nature does endow human beings with many talents. However, all the people who are gifted with such talents do not become famous and it transpires that achieving fame is not an easy task. Thus, by using the symbol of Pearl Avenue, to represent the road to fame, the author contends that humans cannot attain fame easily. This is the reason why, despite being a gifted player, Flick is not able to attain real fame. This is one of the main ideas that Updike wants to convey the theme of fame in this poem.In an interview, the author admits that most of his stories derive from his â€Å"interest in the phenomenon of an athlete outliving his time†. In the instant case, Flick does not remain totally committed to his ca ll. Though he is shown as a highly gifted player, whose â€Å"hands were like wild birds† and whom â€Å"the ball loved,† he fails to maintain the cutting edge of performance, and, therefore, his fame vanishes. Thus, the author implies that simply by being talented, an athlete cannot sustain the fame. On the other hand, he or she needs to remain dedicated to the game and continuously improve his or her performance. This is the second idea about fame that the author wants to communicate to his audience through this poem.

Tourists decision-making Essay Example | Topics and Well Written Essays - 1000 words

Tourists decision-making - Essay Example Tourists’ decision-making Tourism experience motivates the ability, desire, style and quantity of tourism. These experiences ought to influence the future development and growth of tourism. They consist of sights, encounters, on-site activities, collecting of souvenirs and some sensations like. The tourism experiences should make the visit of the tourist memorable. Tourism experience involves services of a wide range such as transportation, accommodation and insurance. It also requires financial services, marketing and information in order to produce the requirements that are needed for tourism experience. The experiences help the tourists to know more about that destination. They should offer more information, adventure, relaxation and whatever else the tourists might require. Therefore, they should provide entertainment and excitement, as it is demanded. Entertainment, leisure and tourism industries have the responsibility of providing the satisfaction of tourism experience. The experiences are the driving force for leisure and tourism consumption. Tourists have a variety of tourist experiences to choose from. They are usually in need of a different experience from the normal. Some tend to distance themselves from their normal live and everything related to that and free themselves to experience the change and interact with new people.They should plan their tour depending on their expectations and what motivates them to choose the experience. Tourists should have a clear understanding of the activities that they would be involved in during the visit. The visit is expected to offer tourism experience that will be full of treasured memories and give total satisfaction. The purchase of a tourism experience is mainly influenced by the interest of the tourists. It can also be influences by self and cultural confidence. A tourist can be driven to purchase a tourism experience that involves discovering about a certain culture. This means that it would involve l earning about local or traditional foods of a culture. Having a taste of different foods is fun and interesting. The tourist was motivated to choose a destination depending on the attractions and activities of that region. Another motivation could be the desire for thing that are more authentic. Local foods are authentic and a symbol of the culture and region of a destination. This tourism experience

Excelsior Dating Service Essay Example | Topics and Well Written Essays - 1000 words

Excelsior Dating Service - Essay Example First f all I don't think that they are good for everyone to use. There are certainly a lot f precautions you must take when dating but that applies to all dating. You need to use common sense and do not be nave when it come to meeting new people. Also I think that the best kind f dating service is the internet type. The news papers and professional dating services seem to be a little "cheap" if you ask me. I would never want to try to post my profile next to one that says 300 lb. man looking for gay lover. It just doesn't seem right. Not that I'm against that sort f thing but it just sounds too cheap. Also, professional services tend to introduce you for dates as soon as possible. (Browne 1-7) It seems too fast for me. Are the men are expecting a little too much after they purchase that steak and lobster dinner But back to the subject at hand, yes I would participate in the internet dating service type program. Actually, I have been a member f a few on-line services and never dated any f the gentle men I've met but I have made a few good friends to chat with anonymously. There are over 1.5 million sites on the internet and I must say I was shocked to see that most services are free to join but there is a catch, you must pay if you want to contact or answer an inquiry, oh- these guys are smart! Some f the pros f the internet type dating services are as follows in the next few paragraphs. The large volume f ads or personality profiles to look through, are great. You would not believe how long it takes just to get through the ones that meet your criteria! This is not something you can do with such anonymity at a night club, don't you agree Anonymity in placing your profile under a screen name, and a great way to meet the honest character is to leave out the photograph. The ability to get to know someone by chatting for hours before you meet them is a great pro f the dating services. Not only will you not judge a book by its cover but the personality click is very important to a woman. Well for myself more than sex appeal I think. You also get the opportunity to meet people from all around the country or even the world and the kicker is most guys write "will relocate for the right woman" sounds like a job ad, silly but effective. The cons or bad points f these services can be dangerous if the wrong type f people use a service such as this. Just recently a girl, age 19, was kidnapped and barely escaped with her life. Now why is a young girl using this service I think they should limit people to age 25 years and up. However, some folks lie about themselves on-line! You must be very careful. People lie about who and what they are including their ages and their intentions. There are many predatory people that use the internet to find naive people to use. Just recently there was an arrest f a man who has meet and stolen millions f dollars from lonely women using a service! There is really no way to check up on the truth behind the chat and what someone is saying they are, IE: married or not There are however some safely use the internet dating services such as following

Howard Schultz Essay Example for Free

Howard Schultz Essay Organization culture has been defined and studied in many and varied ways. Culture is defined as the set of key values, beliefs, understandings, and norms shared by members of an organization (Daft, 2012). The culture of an organization is going to play a big role in the success of the company. No matter how big or how small the company is, maintaining a culture that all employees can live by. Having all employees on board with the company’s mission will pay off a great deal in the long run. Starbucks is one of the premier coffee shops in the United States and their mission tell consumers what they do to maintain a huge customer base, to inspire and nurture the human spirit – one person, one cup and one neighborhood at a time (www. starbucks. com). This paper will help consumers understand Starbucks’ organizational culture and the key leadership and management traits used to execute the business strategy. When people think coffee, they think Starbucks. Starbucks has become a hot commodity when it comes to consumers and their coffee. When people go to a Starbucks, they already know what they are getting, specialty coffee, great customer service and a nice cozy place to relax and just kick back. From the CEO on down to the baristas, Starbucks has developed a culture that sets them apart from other coffee shops around the world. Their success can be credited to the customer service. Anyone in a business knows that customer service is very important and can determine the success of a company. Starbucks thrives on ensuring that the baristas develop positive relationships with all customers. By doing this, customers will start to become loyal to the company. Loyal customers will keep Starbucks competitive in a market that a lot of people seem to be fond of because when people get up in the morning, nothing may be more refreshing then a cup of coffee. The Starbucks organization wants all its customers to feel like they are part of something special when they purchase a cup of Starbucks coffee. To help strengthen the culture, Starbucks focuses on being active in communities, in addition to their environmental responsibility, business ethics, open door policy, and their concern for the employees, customers, and stockholders, all these things make a strong positive organizational culture (Campbell, 2009). Within the organization, from the Starbucks executives down to the baristas, when it comes to maintaining the positive organizational culture that has been laid out for all employees, Starbucks separates themselves from many other coffee shops. The Starbucks management team has not based their success off of several things. Within the company the stores offer things that not many restaurants offer, such as Wi-Fi, exotic styles of coffee and a comfortable place to relax and enjoy a hot or cold coffee beverage. These things differ from other coffee spots in the world, so it makes Starbucks very unique. The innovative coffee styles that Starbucks uses attract the traditional coffee fanatic, as well as a new customer base. The styles of coffee will maintain customer loyalty and loyalty is one of Starbucks main focuses. The dedicated customers consist of business professionals and students. These are the individuals that Starbucks employees will see the most. The environment is made for them as well. For example, business men and women may go to Starbucks for lunch. It is comforting, quiet, and the store gives off a positive vibe. For students, it gives them a chance to indulge in a good beverage as well as take time out of their day to kick back and read a book or even catch up on a few homework assignments, whatever the case may be Starbucks offers an environment that others do not. To some consumers, having the coffee may just be a bonus; they really enjoy the environment Starbucks offers. According to brand expert Priya Raghubir, â€Å"Starbucks stands for coffee; it’s converted that into an experience, â€Å"People really have gotten to know Starbucks as the quintessential coffee shop, where they can sit and be welcome over a cup of coffee† (Shayon, 2013). As discussed previously, customer satisfaction is very important to the brand and company. Making customers feel at home by making Starbucks a cozy environment and providing free Wi-Fi keeps customers happy and keeps customers coming back. The management team coming up with these concepts really puts what they are trying to do as a company in prospective and also gives consumers an idea of what their company culture is. Throughout the company there are different management positions. It is the job of this team to attain organizational goals in an effective and efficient manner through planning, organizing, leading, and controlling organizational resources (Daft, 2012). Within the Starbucks culture one of the main focuses is the customers. With that being said a good management competency to have is communication. This is a very important skill to have because at Starbucks employees are constantly dealing with customers. Even at the executive level of management, communication is even more important because these are the individuals that are making the decisions that could affect the entire company as a whole. When those decisions are made they need to get communicated down to the baristas and everyone else in between. Communication fits perfectly within this company’s culture. Communicating things from the top to bottom tells all the employees what the main purpose of the company is. Communication helps maintain the culture throughout the whole company as well. For an organization like Starbucks were the focus is to keep customers coming back, the employees must communicate with them at a level that employees from other coffee shops just are not use to. With how Starbucks operates as a whole, they have made themselves the place to buy coffee, which they are not really known for. They are recognized for their great communication with the customers, with other employees, and the management team, and the goal is maintain this level of professionalism so the new and existing customers re-enter a Starbucks and always get the same exact experience no matter the location. â€Å"We’re not in the coffee business. It’s what we sell as a product but we’re in the people business hiring hundreds of employees a week, serving sixty million customers a week, it’s all human connection† (Gallo, 2012). Chief Executive Officer Howard Schultz is the man behind how this culture was developed; he is the one that drives the bus today. Back in the 1980’s Schultz had a vision to enhance the way people drink their coffee and he did just that. Starbucks coffee speaks for itself; it is the culture Schultz put in place that makes Starbucks unique and a nice environment to be in. Starbucks opened its first store March 30, 1971 with more than 17, 000 locations around the world (Gallo, 2012). Without Schultz, this company would not be what it is today. Since the early 70s the company has managed to emerge as a premier coffee in the world, and in the 80s with Schultz at the helm. In 2000, with Schultz not in the mix, things did not go as well as expected when he resigned. Eight years after his resignation; he was appointed as CEO again to help the company from the downward spiral they were on. Schultz stressed that is was going to take a lot to get Starbucks back to where they needed to be. It is clear that Schultz made a big impact on Starbucks when he was CEO, and when he was not CEO, the company took a bit of a plunge. Without Schultz, over time it seems like Starbucks may have not lasted. Answering the question, would Starbucks achieve long-term sustainability as a global leader in the coffee industry without Howard Shultz, the answer would have to be no. Just in a short period of time, the company managed to get away from the culture Shultz brought to the company. As an organization, it is their job to live up to the culture that was put in front of them. There have been many times in business where new leaders are appointed and they just do not live up to the expectations. This is a problem that can be fixed if communication is sustained as well. All companies develop or have a culture set in place already. Management plays a key role in developing and ensures that the culture is maintained. Starbucks is an organization that thrives off their culture and this is the reason why they are successful in the business world. They have set themselves apart from other coffee shops by focusing on things other than just the coffee, like the customers, the environment, and for business professionals and students, the Wi-Fi. The organizational culture at Starbucks may not be the best, but they are making a strong case for the organization. References Campbell, A. (2009, November 09). Organizational culture. EZine Articles, Retrieved from http://ezinearticles. com/? Organizational-Cultureid=3203513 July 23, 2013 Daft. (2012). Management. (10th ed. ). Mason, OH: Cengage Learning. Gallo, C. (2012). Starbucks ceo: Lesson in communication skills. Forbes, Retrieved from http://www. success. com/articles/1272-rekindling-the-heart-soul-of-starbucks? page=2 July 23, 2013 Shayon, S. (2013, March 08). [Web log message]. Retrieved from http://www. brandchannel. com/home/post/Starbucks-Customer-Loyalty-030813. aspx July 23, 2013 .

Queen Victoria :: essays research papers

Queen Victoria was born in 1819 and she died in 1901. She was queen of the United Kingdom of Great Britain and Ireland (1837-1901) and empress of India (1876-1901). Queen Victoria was born Alexandrina Victoria on May 24, 1819, in Kensington Palace, London. Victoria's mother was Victoria Mary Louisa, daughter of the duke of Saxe-Coburg-Saalfeld. Her father was Edward Augustus, duke of Kent and Strathern, the fourth son of George III and youngest brother of George IV and William IV, they were kings of Great Britain. Because William IV had no legal children, his niece Victoria became inheritor apparent to the British crown upon his accession in 1830. On June 20, 1837, with the expiration of William IV. Victoria became queen at the age of 18. Early in her power Victoria developed a serious concern with goings on of state, guided by her first prime minister, William Lamb, 2nd Viscount Melbourne. Melbourne was leader of that wing of the Whig Party that later became known as the Liberal Party. He exercised a immovably progressive command on the political thinking of the sovereign. Marriage In 1840 Victoria married her first cousin, Albert, ruler of Saxe-Coburg-Gotha, who she had known for about four years. Although this was a wedlock of state, it was a highly extravagant and prosperous one, and Victoria was devoted to her family responsibilities. The first of their nine children was Victoria Adelaide Mary Louise, later queen of Germany. Their first son, Albert Edward, prince of Wales and later monarch of Great Britain as Edward VII, was born in 1841. When the cautious Prince Albert persuaded her that Liberal policy jeopardized the coming of the Crown, the queen began to lose her eagerness for the party. After 1841, when the Melbourne government fell and Sir Robert Peel became prime minister, Victoria was an enthusiastic supporter of the Conservative Party. Also under Albert's influence, she began to interrogation the tradition that restricted the British ruling to an advisory part. In 1850 she challenged the command of Henry John Temple, 3rd Viscount Palmerston, alien secretary in the Whig government that had been in command since 1846. Her post was that the sovereign should at least be consulted on different policy. Palmerston, independent and self-assertive, disregarded the request. Their conflict reached a crucial period in 1851, when the prime minister, Lord John Russell, who was also unhappy with Palmerston's elective methods, removed him from the foreign office.

St. Pauls Cathedral in London, England Essay -- Saint Paul Architectu

St. Paul’s Cathedral, in London, England, was designed by architect Sir Christopher Wren. Approval of this most significant architectural project took six years just for the plan. Construction, which began in 1675, took thirty-five years until finally complete in 1710. It was built to replace a church that had been leveled by the Great Fire of 1666. St. Paul's is the largest cathedral in England, and said to be Wren's masterpiece. He brought a range of new forms, and architectural combination into English architecture. Masonry, brick, timber, and cut stone were used to form the structure of the cathedral. St. Paul’s Cathedral has been one of the main socially significant buildings in London. Cathedrals all around, have always played a large role in the communities they serve. Their fundamental purpose is to bring people closer to God, but over the centuries they have served as a focal point for trade, as a stronghold and a place of safety in times of war, and as immense status symbols. The functions, of a cathedral, take on an additional significance for St Paul's, because it’s known as the cathedral of the capital city and, of the nation. The present building is also the first cathedral to have been built since the creation of the Church of England in 1534, when religion was brought under the direct control of the monarch. This quote from Simon Thurley, Chief Executive of English Heritage really shows the significance the Church has made in England. â€Å"St Paul's Cathedral is the internationally recognized signature of London and the capital's most important historic and architectural focal point. Only St Paul's and the Palace of Westminster are protected by strategic views but the proposed tower disregards this legal protection and the significance of the Cathedral as the icon of London.† The West Front, which faces the heart of the City of London, is an iconic image with great national significance. It is through the famous West Doors that so many British monarchs and distinguished figures have entered the Cathedral. The nation’s â€Å"best-loved† church, St Paul’s has hosted some of the most important commemorative events in British history. In recent years the memorial service for the victims of 9/11, the Queen’s Golden Jubilee and the Queen Mother’s 100th birthday. Also, it was where the funeral services of Nelson, the Duke of Wellington, and Winston Churchi... ...rchitecture into the early neo-classical/ baroque style. Wren’s style was one of simple magnificence. His style was composed more of in agreeable proportions rather than glorious decoration. Wren was believed to have contributed design ideas for many buildings for which he did not do final designs. Wren’s design concepts were carried into the early years of the eighteenth century by fellow architects, Hawksmoor, and his partner Vanbrugh. However, Wren’s relative simplicity, and his â€Å"Protestant plainness† in comparison with European â€Å"Popish† richness, was dominated in their designs by superimpose of rich applied decoration and a more complex and extravagant style. His greatest renown was for St. Paul’s Cathedral, but his major public buildings, and the delicacy and variety displayed in the fifty-or-so parish churches, also contribute to his enduring influence in architecture down to the present day. Until the arrival of the modern skyscraper, St. Paul's dominated the London skyline as a symbol of the stability of the Church of England and English government and society. When Sir Christopher Wren died in 1723 he became the first person to be buried in St. Paul's Cathedral.

Performance Appraisal of Al-Arafah Islami Bank Limited

1. 0 Introduction Every company has its own vision and mission. Achieving of its vision and mission is primarily depends on the performance of the employees. If the employees are not dedicated to their works, they will not achieve company’s mission as well as its vision. It is the duty of the Human Resource department in a company to measure the performance of the employees and based on their performance appraisal report and considering the need of the organization assigning employees with different training and development programs so that the employees can develop their skills as well as contribute in the development of the organization.As a result, the organization can achieve its goal from their employees. This performance appraisal and training program has great impact on financial institution to achieve its targeted profit and competitive advantage. As a part of our BBA Program, our Human Resource Management Course Instructor Mr. Faisol Chowdhury assigned us to prepare a report on the employee performance measurement in an organization, the training and development program offered in an organization and the benefit the organization gets from these training and development programs.We have selected our report topic as, â€Å"Performance appraisal, training and development programs and its benefits in AL-Arafah Islami Bank LTD†. 1. 2 Background of the Company: Al-Arafah Islami Bank Limited is a scheduled commercial bank. With the objective of achieving success here & hereafter by pursuing the way directed by Allah and the path shown by His Rasul (SM), Al Arafah Islami Bank Ltd was established under the Bank Companies Act 1991 and incorporated as a public limited company under the Companies Act 1994 in Bangladesh with the primary objective to carry on all kinds of banking business in Bangladesh.The Bank is listed with Dhaka Stock Exchange Limited and Chittagong Stock Exchange Limited in 1998. For the purpose of maintaining boost modern manageme nt, advanced technology, good profitability and steady growth transparency Al-Arafah Islami Bank started its journey in 1995 with the said principles in mind and to introduce a modern banking system based on Al-Quran and Sunnah. A group of established, dedicated and pious personalities of Bangladesh are the architects and directors of the Bank. Among them a noted Islamic scholar, economist, writer and ex-bureau craft of Bangladesh government Mr.A. Z. M. Shamsul Alam is the founder Chairman of the bank. His progressive leadership and continuous inspiration provided a boost for the bank in getting a foothold in the financial market of Bangladesh. A group of 26 dedicated and noted Islamic personalities of Bangladesh are the member of executive committee of the bank. MR. Badiur Rahman and MR. Ekramul Hoque are the existing chairman and the managing director of the bank. Now AIBL is one of the top ranked banks in Bangladesh. Recently it has introduced its 100th branch milestone by openin g its 100th branch in Teknaf, Cox’s Bazar. AIBL annual Report, 2011) Vision: †¢ To be a pioneer in Islamic Banking in Bangladesh and contribute significantly to the growth of the national economy. Mission: †¢ Achieving the satisfaction of Almighty Allah both here & hereafter. †¢ Proliferation of Shariah Based Banking Practices. †¢ Fast and efficient customer service. †¢ Quality financial services adopting the latest technology. †¢ Maintaining high standard of business ethics and competitive return on shareholders' equity. †¢ Firm commitment to the growth of national economy. †¢ Innovative banking at a competitive price. Attract and retain quality human resources. †¢ Balance growth. 1. 3 Objective of this report: We have prepared this repost based on two purposes: Primary Objective †¢ To provide detailed information about the performance appraisal process of AL-Arafah Islami Bank LTD †¢ To provide detailed information on t raining and development †¢ To figure out the benefits of the training and development program Secondary Objectives †¢ It is an assessment criteria for our MGT-351 (Introduction to Human Resource Management Course) †¢ It is a practical implementation of our theoretical knowledge 1. 4 Scope of the StudyAs we have an assigned topic we have covered only that certain topics in this report. For covering that certain topics we talked to the Human Resource Division head and the training institute principal of AL-Arafah Islami Bank LTD. As a result we got some valuable information about the performance appraisal method of bank and their training programs which helped us to justify our theoretical concept of performance appraisal, training method and its real life benefit. As AIBL is a Shariah based Islamic bank we have also gathered some valuable information about Islamic banking system. 1. Methodology For making any report we have to collect primary and secondary information which reflect the actual situation of the company. We have collected both primary and secondary data for making our report. I. Primary data: The data we have collected from Mr. Md. Rafiqul Islam, Deputy Managing Director of AIBL, Mr. Mazharul Islam, Vice President & the Head of HRD, AIBL, Mr. Zahid Hasan, Assistant Vice President & Principal of the AIBTRA through interview are considering as primary data. II. Secondary data: The data we have collected from their AIBL website (http://www. al-arafahbank. om), Annual Report, periodicals, various books, articles etc regarding banking activities, different literature and official records ) are considered as secondary data. 2. 0 Literature Review 2. 1. 0 Performance Appraisal: What is Performance Appraisal? Performance Appraisal (PA) means evaluating an employee’s current and previous performance relative to his or her performance standards. (Dessler & Varkkey 2012, p. 318) Performance = f (A, M, O) A = ability, M = motivation, O = opportunity It is not a process that happens once a year or every six months, but one that happens every day.It should focus solely on employee performance improvement. It is an element of the Performance Management system. Performance appraisal always involves 1) Setting work standard 2) Assessing employees actual performance relative to those standard 3) Providing feedback to their employee with the aim of motivating him or her to eliminate performance deficiencies Potential Benefits of Performance Appraisals There are a number of potential benefits of organizational performance management conducting formal performance appraisals (PAs).There has been a general consensus in the belief that PAs lead to positive implications of organizations. Furthermore, PAs can benefit an organization’s effectiveness. One way is PAs can often lead to giving individual workers feedback about their job performance. From this may spawn several potential benefits such as the individual workers becoming more productive. Other potential benefits include: †¢ Facilitation of communication: communication in organizations is considered an essential function of worker motivation. It has been proposed that feedback from PAs aid in minimizing employees’ perceptions of uncertainty.Fundamentally, feedback and management-employee communication can serve as a guide in job performance. †¢ Enhancement of employee focus through promoting trust: Behaviours, thoughts, and/or issues may distract employees from their work, and trust issues may be among these distracting factors. Such factors that consume psychological energy can lower job performance and cause workers to lose sight of organizational goals. Properly constructed and utilized PAs have the ability to lower distracting factors and encourage trust within the organization. Goal setting and desired performance reinforcement: Organizations find it efficient to match individual worker’s goals and performance wi th organizational goals. PAs provide room for discussion in the collaboration of these individual and organizational goals. Collaboration can also be advantageous by resulting in employee acceptance and satisfaction of appraisal results. †¢ Performance improvement: Well-constructed PAs can be valuable tools for communication with employees as pertaining to how their job performance stands with organizational expectations. At the organizational level, numerous studies have reported positive relationships between human resource management (HRM) practices† and performance improvement at both the individual and organizational levels. †¢ Determination of training needs: â€Å"Employee training and development are crucial components in helping an organization achieve strategic initiatives†. It has been argued that for PAs to truly be effective, post-appraisal opportunities for training and development in problem areas, as determined by the appraisal, must be offered . PAs can especially be instrumental for identifying training needs of new employees.Finally, PAs can help in the establishment and supervision of employees’ career goals. 2. 1. 1 Performance Appraisal Methods: Many organisations have eliminated formal appraisal programs, preferring a structured hiring, training and organisational culture centric employee performance. Most organisations still practice some sort of appraisal methods to evaluate employee performance. A mixture of different appraisal methods is always recommended for a better and meaningful result. (Dessler & Varkkey 2012, p. 324) GRAPHIC RATING SCALE: The graphical rating scale is the simplest and most popular method for appraising performance.A graphical rating scale list traits (such as â€Å"communication or teamwork†) and a range of performance values (from â€Å"uncertainty† to â€Å"outstanding† or â€Å"below expectation† to â€Å"role model†) for each trait. The superv isor rates each subordinate by circling or checking the score that best describes the subordinate’s performance for each trait. [pic] Alternation ranking Method: Ranking employees from best to worst on a particular trait, choosing highest, then lowest until all are ranked [pic] Paired Comparison method: Paired comparison method helps to make the ranking method more precise.For every trait (quantity of work, quality of work, and so on), you pair and compare every subordinate with every other subordinate. Forced Distribution Method: The forced distribution method is similar to grading on a curve. With this method, anyone can place predetermined percentages of rates into several performance categories. The proportions in each category need not to be symmetrical. Critical Incident method: Keeping a record of uncommonly good or undesirable examples of an employee’s work related behaviour and reviewing it with the employee.Manager then uses the record to assess the employees ’ performance when it is time for PA. Not helpful for comparing employees and making salary decisions. Behaviourally Anchored Rating Scales (BARS): A behaviourally anchored rating scale (BARS) is an appraisal tool that anchors a numerical rating scale with specific examples of good or poor performance. Essay Description: A written statement describes employee’s strengths, weaknesses, past performance and future development. Managers write the descriptions of the employees. So, good writing skill is the pre-requisite for this method.Management by Objectives: MBO is a comprehensive and formal organization-wide goal setting and appraisal programme, used sometimes as a primary appraisal method or a supplementary method. Electronic Performance Monitoring: Electronic performance monitoring (EPM) systems use computer network technology to allow managers access to their employees computers and telephone. So managers can monitor employees rate, accuracy and time spent working o utline. 2. 1. 2 Performance Appraisal Problems (Dessler & Varkkey 2012, p. 333) †¢ Unclear Standard – Most of the appraisal scales are unclear.Standards and traits are interpreted differently by different people. †¢ Halo Effect – When a supervisor’s rating of a subordinate on one trait biases the rating of all other traits. E. g. an unfriendly employee will often be rated ‘unsatisfactory’ for all traits rather than just for that specific trait. †¢ Central Tendency – Tendency to rate all employees the same way – the middle of the rating scale; which is usually rating an average rating. †¢ Leniency or Strictness – Tendency to rate all subordinates either ‘high’ or ‘low’. Biasness – Tendency to rate employees based on their differences on age, race, sex, background and other characteristics. 2. 2. 0 Definition of training and development: Training means giving new or current empl oyees the skills they need to perform their jobs. It is the process of providing employees with the knowledge, skills and attitudes they need to successfully perform their current job. It usually involves teaching operational or technical employees how to do their jobs more effectively and efficiently. (Dessler & Varkkey 2012, p. 274)Development is the process that provides employees knowledge, skills and attitudes they will need to perform jobs at present and jobs they aspire to in future. It is generally aimed at helping top level executives better understand and solve problems, make decisions, and capitalize on opportunities. The cost and budget of development program is higher than training. (Dessler & Varkkey 2012, p. 295) 2. 2. 2 Training Programs There are several training programs- (Dessler & Varkkey 2012, p. 283) †¢ On the job training: It having a person learns a job by actually doing the tasks by him. Apprenticeship: It is a process by which people become skilled wor kers, usually through a combination of formal learning and long-term on the job training. †¢ Job instruction: listing each job’s basic tasks, along with key points, to provide step-by-step training for employees. Sometimes position description (PD) can be used as job instruction. †¢ Coaching: Under an official appointed teacher employee learn the basic tactics of the job. †¢ Mentoring: linking an experienced employee with less experienced employee to share experience, knowledge and skills. Helping someone to change his attitude, not his skills. Lectures/Seminar/Workshop: Lecture is a quick and simple way of providing knowledge to large groups of trainees. †¢ Audiovisual/Multimedia: Audiovisual based training techniques like DVDs, films, PowerPoint, and audiotapes are widely used. †¢ Vestibule: Vestibule training is a method in which trainers learn on the actual or simulated equipment they will use on the job, but are trained off the job(perhaps in a s eparate room or vestibule). †¢ Computer Based Training (CBT): With computer based training, trainers use interactive computer-based and DVD system to increase knowledge and skills. Role Play: Role playing is to create a realistic situation and then have the trainees assumes the part (or roles) specific person in that situation. †¢ Action Learning: Action learning programs give managers and others released time to work analyzing and solving problems in departments other than their own. †¢ Assessment centres (in-house / off the job) : centre that assesses participants performance, benchmark this against established standards, and consider remedial resources. E. g. Ernst & Young. Simulated training: provides trainees with the opportunity to learn on the actual or simulated equipment while off the job in a risk free environment. E. g. driving, medical examinations, pilots. †¢ E-learning: learning delivered, enabled and mediated by electronic technology. E. g. compute r / internet web based training sessions on cost effective, OH&S issues. †¢ Vestibule Training: training that takes place away from the production area on equipment that closely resembles the actual equipment used on the job. 2. 3. 0 Development methods (Dessler & Varkkey 2012, p. 296) There are several development methods-Job Rotation: Job rotation means moving managers from department to department to broaden their understanding of the business to test their abilities. Action Learning: Action learning programs give managers and others released time to work analyzing and solving problems in departments other than their own. Case study: giving employees a written description of an organisational problem to diagnose and solve. Management games: computerised management game where trainees are divided into five or six person companies, each of which has to compete with the other in a simulated marketplace.Outside seminars: attending seminars arranged by outside organisations. E. g . AHRI. University programs: continuous education programs in leadership, supervision etc. Role Play: Role playing is to create a realistic situation and then have the trainees assumes the part (or roles) specific person in that situation. In house Development centers/Corporate University: In house development center typically offer a catalogue of courses and programs aimed at supporting the employers’ management needs.Executive Coaches: Executive coaches is an outside consultant who questions the executive’s boss, peers, subordinates, and (sometimes) family in order to identify executive’s strengths and weakness and how they can capitalize their strength and overcome the weakness. 3. 1. 0 Performance Measurement in AL-Arafah Islami Bank LTD. AIBL has its own Human resource department. Personal data and the records of service and performance are recorded and maintained separately for each employee by HRD. HR executive and HRD head regularly measure their employe e’s performance.For measuring performance HRD of AIBL use APR (Annual Performance Report). Annual Performance Report (APR): (AIBL employee’s service rule p. 27) A system of annual report on the work and conduct of the employees will be laid down by the Board and such report will be called Annual Performance report(APR) and the bank may also call for special performance reports on any employees as and when considered necessary in the interest of the bank. AIBL has two specific format of APR (annual performance report): I.Operational post: It includes 27 traits. Operational employee’s (CEO, DMD, EVP, SVP and etc. ) performance is measured based on this 27 traits. II. Micro Finance & Logistics Posts: It includes 18 traits. This APR format is applicable for non-officer grade employee like filed supervisor, field assistant, Driver, Armed force, MCG(Messenger cum Guard) Operational post (APR format) Annual Performance Report (APR) (AIBL employee’s service rule p. 74) Personal Traits of the Officer under reporting (To be filled in by the reporting officer) |SL. No. Traits | Mark Secured | | | |Excellent | | | |Excellent |Very Good | |1 |Foundation course on Banking(Batch-I/2011) |1 |45 | |2 |Foundation course on Banking(Batch-II/2011) |1 |39 | |3 |Laws & Regulations in Bangladesh for Foreign Exchange Transaction & International Trade |1 |42 | |4 |Investment Operation & SME |1 |49 | |5 |Audit of Foreign & Exchange Trade Operation |1 |29 | |6 |Orientation Course on Banking |1 |45 | |7 |Orientation Course on Banking |1 |36 | |8 |Audit of Investment Operation |1 |27 | Development Programs that are offered by â€Å"Al-Arafah Islami bank† †¢ Job Rotation: For developing employee HRD of AIBL rotate the job and responsibility of each employee on a regular basi †¢ Action Learning: Action learning programs give managers and others released time to work analyzing and solving problems in departments other than their own. †¢ Case study: During the probation period, a written description of an organizational problem given to employees to diagnose and solve †¢ Workshop: workshops are organized by AIBL on a regular interval. Workshops organized by AIBL in 2011 (AIBRTA training & workshops 2011) S/L |Subject |Number |Participants | |1 |Capacity Development in ICC & Internal Audit |1 |21 | |2 |AML Compliance: Independent Testing Procedure |1 |27 | |3 |UCP-600 and its Application |1 |50 | |4 |Implementation of Web Based EXP from matching Through Online System |1 |23 | |5 |Al-Arafah Solar Energy Investment Scheme Management |1 |40 | |6 |Al-Arafah Solar Energy Investment Scheme Operation |1 |29 | |7 |Prevention of Money laundering and Fraud-Forgery in Banking |1 |41 | |8 |Security measures in handing Cash, Cheques and Instrument |1 |42 | |9 |BACH, MICR Cheque & Instrument and Security measure |1 |48 | |10 |Automation In Banking Operation in Bangladesh |1 52 | |11 |Green banking & Environment Risk Management |1 |44 | |12 |AML & CFT Issues(Batch-I/2011) |1 |49 | |13 |AML & CFT Issues(Batch-II/2011) |1 |44 | |14 |Operation Risk Associated with manual payment |1 |40 | |15 |UCP-600 |1 |48 | |16 |Asset Liability Management & Profit Maximization |1 |48 | |17 |General Insurance: bankers issues |1 |44 | |18 |Legal Process of Investment Recovery |1 |38 | |19 |Salesmanship in handling Foreign Remittance |1 |41 | |20 |Supervisory Review Process |1 |30 | |21. |Environment Risk Management & Investment Risk Management |1 |30 | |22. |Asset Liability Management & Profit Maximization |1 |40 | |23. |Renewable Solar Energy Management |1 |42 | |24. |Renewable Solar Energy Operation |1 |51 | |25. Readymade Garments Industry finance in AIBL |1 |48 | |26. |Implementation of Web Based EXP from matching Through Online System |1 |56 | |27. |Green Banking & Environment Risk Management |1 |21 | |28 |Functions of Internal Control & Compliance Division |1 |46 | |29 |Shariah Implementation in Aibl (batch-I) |1 |28 | |30 |ShariahImplementation in Aibl (batch-II) |1 |23 | |31 |AML & CFT Issues |1 |45 | |32 |Control of Primary Securities against Investment |1 |51 | |33 |UCP-950 |1 |23 | | | | | | Outreach Workshop: Outreach workshops are very helpful for providing development programs outside the Dhaka city. (AIBRTA training & workshops 2011) 2011 following outreach workshops are organized by AIBL S/L |Subject |Number |particepents | |1 |Sariah Implementation in Aibl(Veneue Agrabad, Khulna, Zindabazar, |1 |90 | | |Bogra branch) | | | |2 |Money Laundering prevention 2011(lead bank AIBL, Venue: Jhalakathi |1 |33 | | |branch) | | | Executive Workshop: AIBL organizes executive workshop for top level executive. 2011 following executive workshops are organized by AIBL |S/L |Subject |Number |Participants | |1 |Stress Training 1 |42 | |2 |Core Risk management |1 |42 | |3 |CAMEKS Rating & Banks health |1 |35 | |4 |Preparedness for BASEL II |1 |40 | |5 |Internal Control & Compliance |1 |42 | |6 |Corporate Gove rnance |1 |35 | †¢ Role Play: After completing each topic in the training institute, each trainee is sent to the nearest branch of the bank to implement his learning into the real life †¢ In house Development centers/Corporate University: AIBTRA typically offer a catalogue of courses and programs aimed at supporting the employers’ management needs. 3. 3. Organizational Benefits of Training & Development program Productivity: (M. Islam 2012, pers. Comm. , 26 November) Training is a process of learning as well as the function of acquired knowledge aiming at better performance of the employees, while development involves not only the related process but also helps the employees in building up their personalities, at the same time as, improving their progress towards the actualization of their full potentials. In order that the total performance may be improved, organizations need to have trained and experienced people. AIBL practices training and development for their employees with the thinking that their efficiency will increase.They think that these programs are very important for the preparation of the employees with the necessary skills that are required for particular jobs. Besides, failing to reach an expected level of performance of the employees or declines in the productivity also require training and development programs to be administered in the organizations. Team Spirit: Building team Spirit is very important for any organization because everyone in the organization work as a team and most of the time they are dependant with each other. So if they have no team spirit and team coordination then they will be failed to reach the goal and more value to the company. The complexities of various jobs emerge the importance of training and development programs.So AIBL train their employees for building the team spirit among the employees because they know when they practice the team spirit among the employees then the production level ultima tely increase. Organization Climate: This bank is one of the most disciplined Banks with a distinctive corporate culture. Here they  believe in shared meaning, shared understanding and shared sense making. Their people can see and understand events, activities, objects and situation in a distinctive way. They mould their  manners and etiquette, character individually to suit the purpose of the Bank and the needs of the customers who are of paramount importance to us. The people in the Bank see themselves as a tight knit team / family that believe in working together for growth. Health Work Environment:The offices of the Bank situated in the heart of city, generally in commercial surroundings. Offices are centrally air conditioned and well decorated with modern furniture and sophisticated technical Banking equipment. With the advancement of  Technology, offices of the Bank’s are now become paperless; most of the banking tasks are recorded and accomplished here with stron g banking software. They are continuously training employees for getting used to it and employees are learning and implementing very well. Inter and intra office communications are generally held by telephone, fax, internet and cell phones. The interior decorations of the office look gorgeous.Employees do their task in a safe and healthy environment Image: For the image of the company they give training and development to employees because as a big company they have some reputation to other companies and if they want to make them as a strong competitor they should maintain a good image both in the whole industry and to the customer. Profitability: The main agenda of any business is to make profit. For making profit they have to maintain quality products and services and to produce product efficiently. AIBL has different companies and every business’s main purpose is to make profit. So they think about the other factors behind this success so they arrange training and developm ent.Communications: The increasing diversity of today's workforce brings a wide variety of languages and customs. For being successful, it is also important to maintain communications among the employees and the other clients. So it is very important how to communicate with them and in which way it will be more effective. For this reason AIBL arranges some training and development program for their employees. They mainly do this for mid level and top level employees. Ethics: Today's society has increasing expectations about corporate social responsibility. Also, today's diverse workforce brings a wide variety of values and morals to the workplace.So for maintaining ethics they arrange some training and development program and practice this in their organization. Employee Benefits By providing training and development employee also get benefitted from it. Some of the benefit is given below: Training Improves Job Satisfaction: The training program improves the job satisfaction of the employee because when any employee get training then he/she become more efficient about his/her job. He/ she will be rewarded for his/her performance or can get recognition from senior employees which will motivate them. Training gives them knowledge which they share with others and they come out with so many ideas which involve them into work more.So, when his/her efficient level goes up and does the job more efficiently, then the salary of the employee goes up and overall the satisfaction level improves. Increased Employee Motivation: AIBL arranges some orientation program about their new technologies. So when the employees get some information about it and know how it works, then they are more motivated to do the job. But sometimes it’s not about a ‘new’ way of doing things, and simply about reminding each other about the ‘best’ way of doing things. Like any relationship, your employee relationships can get stale unless you consistently invest tim e and effort to remind them how important they are to you, how valued their contributions are, and critically that they are all part of one team—the same team Reduced employee turnover:Training and development increases employee’s motivation so that they eager to do his/her job with the company. So the employee turnovers become low and they tend to stay in the organization for long period of time. 4. 0 Findings ? We have found that all the employee of Al Arafah Islami Bank Limited has got training and thus the employee performance shows great potentiality and skill. The analysis also shows the respondents have got variety of experiences which is taking banks performance upward. ? A respondent as employee of Al Arafah Islami Bank Limited seems in young age and all of the employee educational level exceeds masters which are providing banks performance a great rhythm. Most of employees got 60 days entry level training which is known as Foundation Course and 5 to 10 days m id level training because here number of employees is higher than advance or other level. The bank provides advance and other level training according to their succession plan or situation. ? In Al Arafah Islami Bank Limited the respondents as employees got both on the job training and off the job training from the bank but unfortunately the employees did not international training from the abroad. ? Respondents show that training and development program provided by the bank is well organized and equipped. It also considered that training and development programs are directed and controlled by skilful trainer and these programs are based on banks working activities. Respondents as employees of Al Arafah Islami Bank agreed that training provided bank is beneficial for their working performance. So we can see training and development program provided by Al Arafah Islami Bank has positive effect on employee performance. 5. 0 Recommendations †¢ Al Arafah Islami Bank Ltd is arrangin g initial training employees but in mid level and advanced level they are not arranging well length programs. Al Arafah Islami Bank Ltd must be arranged training program and increase length of these types of training before sending employee which types of training will necessary for the trainees in future and one of the advantages s that no hindrance with regular activities. For these reasons, customer service of the bank will be increased and customer satisfaction will increase. †¢ TNA is essential for every bank to carry out the banking activities and to reach its goal. We know that TNA is the difference between standard performance and the actual performance. The bank should measure TNA before sending for training. Higher authority will take appropriate decisions for each employee to measure TNA and must be fair in their work. †¢ Though the trainers are very much skilful and knowledgeable persons sometimes they are not understand the trainee’s needs or their lack ing. So they must make know the need of trainees. The training and development department of Al Arafah Islami Bank Ltd provides the training to their employees try to improve the training and maintain international standard which helps the bank to reach its mission and vision. 6. 0 LIMITATIONS Followings are the limitations of the project work taken by us: ? One of the limitations of this project study is of the time limitation. Since the duration of our project study is of 4 weeks, it is somehow difficult to fully know any organization like AIBL in this limited time  period. ? Senior managers and others officers in AIBL are also very busy. They do not have enough time for solving our queries in details. Some respondents were conservative as they were hesitated to express their real opinion. ? Main limitation of this report was that the bank did not disclose all the data and main information for obvious reasons, which was could have been very much vital 7. 0 Conclusion Al-Arafah I slami Bank started in 1995 with the said principles in mind and to introduce a modern  banking system based on Al-Quran and Sunnah. Al-Arafah Bank is one of the markets leading bank in the banking sector and it has already proved its presence and contribution in the socioeconomic prospect. For the economic development of a country banking sector plays a vital role .In this project, we briefly discuss about organizational background, mission, vision and in topic analysis we elaborate performance appraisal, training and development program and its benefit. We can conclude that to compete with other bank Al Arafah Islami Bank needs skilful employees this is achieved by the effective training program. They have passed 16 years and  today they have established their own service and Brand with much goodwill. But still they  have problems and they are lagging behind with their competitors. Finally for the betterment of the organization, we hope that if they  take the above mentione d suggestions into account, they will definitely surpass its close  competitors in the banking service. References:Al-Arafah Islami Bank Ltd. , 2012, Employees’ Service Rules 2009 Al-Arfah Islami Bank Training and Research Academy, 2012, AIBTRA training & workshops 2011 Dhaka AI-Arafah Islami Bank Ltd. , 2012, Annual Performance Report 2011 Al-Arafah Islam Bank Ltd.. , 2012, Company Overview, [online] Retrieved December 13, 2012 , from , http:// http://www. al-arafahbank. com/ Dessler, G. & Varkkey, B. , 2012, Human resource Management, Pearson, India Wikipedia, 2012, Performance evaluation, Potential benefits of PA, [online], Retrieved December 13, 2012 , from http://en. wikipedia. org/wiki/Performance_appraisal [pic][pic][pic] ———————– 32 – 1 –